This article will consider the various treatments and readings the Illinois courts have given the Home Repair and Remodeling Act and consider how different courts attempt to make the law conform to unexpected facts. This article will analyze the judicial activism taking place in three very different cases and consider the methods in which the courts achieve their goals. [More]

As a result of the reform promised during the latest credit crisis, new rules are coming into effect controlling overdraft protection. This article will examine whether these new regulations address the problems that have been raised regarding overdraft protection, and whether the regulations will be sufficient to appropriately curtail its problematic aspects. Both modern and historical arguments will be considered in examining whether the regulation attempts to resolve the right issues and whether or not it is likely to be effective. [More]

This article discusses certain judges’ reluctance in granting deficiency judgments on residential foreclosures. Particularly, the effects categorical refusals to grant such judgments are considered. Potential effects on the lending market and available residential loans are identified addressed. Ultimately, a lack of deficiency judgments may lead to fewer loan products being available to homeowners and/or an increase in interest rates on full-recourse loans. In addition, the need for further research in the area is highlighted, particularly as it relates to the current economic situation. [More]

On August 31st, 2009, it was announced that the Walt Disney Company would acquire Marvel Entertainment. Marvel and Disney’s primary assets are intellectual properties, especially in the form of fictional characters. Questions arise as to how these character properties can be analyzed by the antitrust authorities, particularly in order to identify markets and competition given both the similarities and significant differences between Disney and Marvel’s properties. This article will consider whether the Horizontal and Vertical Merger Guidelines as currently drafted properly provide for a merger of this type and identify those provisions that do not appear flexible enough for a full consideration of the issues involved. [More]